Category Archives: Debt Collection

Repo man can I hide my car?

Recently on our legal forum a user asked, “I have lost my job and I have not made car payments in a few months. I know they are looking for my car. I am about to get a personal injury settlement payment which should be more than enough to pay off my car loan. Can I hide my car from the repo man until I get my personal injury payment?”

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Debt collection statute of limitations in Texas?

The statute of limitations on debt collection is the amount of time a creditor has to take legal action against a debtor to sue them to collect for debts owed. Recently on our bankruptcy forum a debtor asked, “If I owe $10,000 to a credit card company in Texas how long does the lender have to sue me to collect the debt?”

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Capital One personal visit potential credit collection tactic

Worried about your credit card debt? Read the fine print of your Capital One credit card rules and you might be. For instance, according to their rules, they are allowed to contact you by mail, phone, email or by personal visit. That’s right, if you are delinquent on your credit card bill Capital One has stated they can visit you. But according to a new report by The Los Angeles Times, Capital one has told their customers a personal visit is very rare.

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