Anyone who has experienced complete bankruptcy understands the grief that accompanies the total loss of your financial sustenance for survival. As part of the series of the article, Stages of Grief Contrasted with the Bankruptcy Process, this fifth article researches bargaining as a stage of grief and how it bears witness to itself in the bankruptcy process.
Bargaining During Grief
Trying to regain control of the feelings of helplessness and vulnerability is a normal reaction, especially when it comes to the loss of a loved one. Saying things like “if I had sought medical help sooner,” “I wish I would have gotten a second opinion,” and “God, if you will save him just this one time,” can all be revealing symptoms of the stage of bargaining during the grief process.
In Effect, your mind uses this type of defense to protect yourself from painful realities. Like most stages of grief, though, it is important for you ultimately to move past the stage so that you can deal with the reality of your loss and move on with your life.
Like any other stage of the grief process, there is no exact time frame or right way to move past the bargaining stage back to reality, and like any of the stags of grief, you can become emotionally unhealthy if you remain in the stage. The mentally healthy way is to eventually take control and move forward with your life.
The institutions of mental health, churches, families and communities exist to provide support during stages of grief. Doctors, therapists, ministers, family members and friends can all provide a service during the time your mind tries to regain control of your life. Their presence can provide you with a healthy avenue for listening and reasoning that can enable you to move forward with your life.
Bargaining After Bankruptcy
After you come to grips with the reality you are in complete bankruptcy, it is normal for you to want to bargain your way out of your predicament. Bargaining can be displayed in wide variety of healthy actions resulting in exploration through questioning during the bankruptcy process. Bargaining is often revealed in the search for answers to questions raised on bankruptcy forum websites when bankrupt debtors are first learning about the bankruptcy process.
As an example, bankruptcy laws are usually clear on state and federal exemptions for assets you are allowed to keep during the bankruptcy process. Nevertheless, you often see those new to the process wanting to negotiate what they can and cannot keep, especially at bankruptcy forums. Most move past the stage of bargaining the more they are educated about the process and accept its reality.
Others run the danger of staying too long in this stage while trying to bargain with themselves about keeping their assets. This type of bargaining rationale can be dangerous if it leads to you taking actions to hide your assets from the bankruptcy courts. Hiding your assets is considered fraud and can cost you penalties and jail time if convicted.
It is healthy for you to learn about bankruptcy and move past the bargaining stage. The internet, bankruptcy courts, family and community are institutions that are their to help you learn about the bankruptcy process. Bankruptcy lawyers and bankruptcy forums provide you with a service to help educate you to move through the bargaining stage of bankruptcy. They can show what real choices filing bankruptcy might provide in helping you move forward to the reality of a fresh new start.
- Grieving Over Finances Until Isolation Becomes a Problem (betterbankruptcy.com)
- Mystery to Some Might be Bankruptcy Success (betterbankruptcy.com)
- Filing Bankruptcy With Financial Ties to a Relative (betterbankruptcy.com)
- Bankruptcy and the Stress Experienced After Filing (betterbankruptcy.com)
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