Boyfriend has bad credit should I be worried?

Recently on our bankruptcy forum a user asked, “I met Joe about two years ago. Things have gotten really serious and we are considering getting married. I have seen a few red flags with his spending, and he admitted to me the other night that he has a horrible credit score, over $30,000 in unsecured credit card debt, and already declared bankruptcy two years ago. I am really worried that Joe’s bad spending habits could be a major issue in our marriage. Should I be concerned or does love really conquer all?”

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File bankruptcy what if my spouse and I cannot agree?

Recently on our bankruptcy blog a user asked, “My spouse and I are facing a serious financial crisis. We have an unsecured loan of $59,000, school debts, credit card bills exceeding $20,000, and medical expenses from a cancer scare last year. I have been raised to believe that if you owe money you pay it. My spouse says that there is no way that we can ever repay our debts. Is it ever okay to file bankruptcy?”

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Financial information information needed to Chapter 7 bankruptcy?

Recently on our bankruptcy forum a user asked, “I am getting ready to file bankruptcy. I understand the process can be very complicated requiring multiple forms and an abundance of financial information. Can you simplify the process and tell me exactly what information I will need to gather to accurately complete the bankruptcy forms?”

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Bankruptcy Tips for Chapter 7 bankruptcy

Recently on our bankruptcy forum a user asked, “I am in a financial crisis. My spouse has divorced me, I need to find a job, and I am suffering from a severe medical condition. I have not worked in years, and I am scared. Additionally, I have over $50,000 in medical debts. I am thinking that my only option might be to file Chapter 7 bankruptcy. Do you have any bankruptcy tips for me or things I need to consider before I file?”

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Debt Snowball Plan vs. Filing Bankruptcy

Recently on our legal forum a user asked, “My wife and I are having a disagreement. We currently have $40,000 of unsecured credit card debt on one card with several other smaller amounts on other cards. We also have another $20,000 of school loans. She wants to file bankruptcy and start all over again. I want to repay the debt using Dave Ramsey’s Debt Snowball Plan. What do you suggest?”

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